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About me
I am the founder and Head of Wealth Advice at afagroup wealth, a full service financial advisory firm focused on helping Australians grow and secure their wealth. I believe that everyone can benefit from some form of financial advice. Whether it be to improve circumstances or to overcome challenges, I will work with you to better your financial outlook.
At afagroup wealth, we take the time to fully understand your current situation and future aspirations. We will identify your goals and challenges, and then give you a clear understanding of what areas we believe need to be addressed.
Our approach is to develop simple and practical solutions to give you control over your financial future. Your plan will provide you with strategic solutions to empower you to take control of your finances, and give you the ability to enjoy the dreams you aspire to.
As a result of my vast experience and credentials including being a member of the AFA (Association of Financial Advisers), I bring a wealth of knowledge and was nominated for the AFA's Financial Adviser of the Year award in 2013.
I have a Bachelor of Business (Financial Risk Management) and Diploma of Financial Services. In 2018, I decided to accept an invitation to further my studies at Stanford University School of Business, Stanford, California where I learned from some the best professors on strategic leadership in business.
Aside from finance, I am an avid traveller, sports and outdoor enthusiast. On the weekends, you’ll likely find me camping, hiking and enjoying time in the great outdoors alongside my family.
I would be happy to chat about your personal and financial goals.
Reviews
5
out of 5 starsMaria
56-65 years old"John has been advising my husband and myself leading up to retirement. His advice has been tailored to meet our specific needs and his knowledge and experience in the industry gives us confidence and trust in his advice. He goes out of his way to explain and help us understand the strategies he is putting in place for us and has always been up front and honest. "
08 May 2019Mark
Under 35 years old"John has given me advice in areas including personal insurance and superannuation. John was always able to explain things to me in a clear way. Through John's knowledge and experience, I feel very confident that the advice given was right for my needs. John and the team have been great :) Thanks Mark"
10 Apr 2019Harry
65+ years old"When I met John after less than satisfying experiences with previous Advisers I was immediately impressed with his open and patient attitude in explaining the investment options available to me. My confidence in his knowledge and ability to clearly state the pros and cons only increased and has not diminished since . John s advice has been spot on and always with a smile."
08 Apr 2019Hendrika
65+ years old"John explains things to me very clearly.I feel very confident with the advice he has given me .He is very knowledgeable and takes all the time,care and attention to guide me with me and my husband's financial situation.I trust him completely and let me guide by his expertise."
08 Apr 2019John
56-65 years old"John is very professional. His advice is always well researched and fully explained. He is both honest and transparent in his dealings with me and I would have no hesitation in recommending him to others."
22 Mar 2019Dora
35-45 years old"John has given me advice in areas including managing debt, budgeting, cash flow and insurance. John was able to explain things to me in a clear way. Johns knowledge and experience was evident and the positive results for me so far make me feel very confident that the advice given was right for my needs. I felt that I received John's full care and attention when I needed it. "
21 Mar 2019My Expertise
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Borrowing
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Budgeting
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Cashflow & Income
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Complex Investments
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Growing Assets
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Insurance & Protection
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Managing Debt
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Retirement Planning
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Shares & Investments
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Socially Responsible Investments
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Superannuation
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Tax Strategies
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Wills & Estate
Key information
- Adviser rating
- Platinum
- Years Experience
- 16 Years
- Highest qualification
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Bachelor of Business
- Industry Memberships
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2 total
- Address
- Level 2 326 Keilor Road
Niddrie, VIC, 3042 - Location
Like to know more?
I'm committed to providing quality service and meeting your needs.
Ownership Structure
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Company
Australian Financial Advisers Group Pty Ltd
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Licensee Every adviser is required to be licensed to provide advice. This license is known as an Australian Financial Services License (AFSL). The licensee provides the risk and compliance framework for your adviser as well as determining things like what ongoing training your adviser requires and what products can be sold. The licensee plays an important role in ensuring that your adviser is acting in your best interests. Check out your adviser’s licensee
Spark Advisors Australia Pty Ltd
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Licensee owned by
My Qualifications
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Bachelor of Business (2012)
Level of Qualification: Level 7 - Bachelor Degree
Institution: Victoria University (VU)
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Diploma of Financial Services (2009)
Level of Qualification: Level 5 - Diploma
Institution: Kaplan Professional
My Memberships
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Tax Practitioners Board (TPB)
Level of Membership:
Member
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Association of Financial Advisers (AFA)
Level of Membership:
Member
My Fees
- Personal Advice
- starting from $1650
- Ongoing Advice
- starting from $1650
- Details
-
N/A
Like to know more?
I'm committed to providing quality service and meeting your needs.
Top skills rated by customers
Maria
56-65 years old"John has been advising my husband and myself leading up to retirement. His advice has been tailored to meet our specific needs and his knowledge and experience in the industry gives us confidence and trust in his advice. He goes out of his way to explain and help us understand the strategies he is putting in place for us and has always been up front and honest. "
08 May 2019Customer opinions
Mark
Under 35 years old"John has given me advice in areas including personal insurance and superannuation. John was always able to explain things to me in a clear way. Through John's knowledge and experience, I feel very confident that the advice given was right for my needs. John and the team have been great :) Thanks Mark"
10 Apr 2019Customer opinions
Harry
65+ years old"When I met John after less than satisfying experiences with previous Advisers I was immediately impressed with his open and patient attitude in explaining the investment options available to me. My confidence in his knowledge and ability to clearly state the pros and cons only increased and has not diminished since . John s advice has been spot on and always with a smile."
08 Apr 2019Customer opinions
Hendrika
65+ years old"John explains things to me very clearly.I feel very confident with the advice he has given me .He is very knowledgeable and takes all the time,care and attention to guide me with me and my husband's financial situation.I trust him completely and let me guide by his expertise."
08 Apr 2019Customer opinions
John
56-65 years old"John is very professional. His advice is always well researched and fully explained. He is both honest and transparent in his dealings with me and I would have no hesitation in recommending him to others."
22 Mar 2019Customer opinions
Dora
35-45 years old"John has given me advice in areas including managing debt, budgeting, cash flow and insurance. John was able to explain things to me in a clear way. Johns knowledge and experience was evident and the positive results for me so far make me feel very confident that the advice given was right for my needs. I felt that I received John's full care and attention when I needed it. "
21 Mar 2019Customer opinions
Melissa
Under 35 years old"John has provided great advice over the years and really helped us to feel confident in the direction we were going."
28 Feb 2019Customer opinions
Sonia
35-45 years old"John has helped to manage our financial investment to ensure we have a great retirement package. He is great at explaining where he believes the market is at and understands what we need"
22 Feb 2019Customer opinions
Robert
35-45 years old"upon being recommended to John ( AFA Group ) by our accountant, I was impressed with Johns knowledge from the get go, an honest man that can look you in the eye and tell it how it is, no grey areas. I value Johns opinion and take his advice, no questions asked. That is why I am already mortgage free and enjoying more holiday / family time."
14 Feb 2019Customer opinions
Ren
35-45 years old"We originally came to see John around advice for investing in real estate. Over the past four years he has worked with us to review our financial situation, set up required insurance, restructure our loans and other financials and within 3 years we became debt free. We are now working with John on long term invest strategies to plan out our retirement. All of the advice given has been sound and backed up by relevant examples and statistics, described in a way we could understand. Costs incurred have been very reasonable and we are very greatful to John and his team at AFA for their assistance, so much so that we have and will continue to recommend John's services to our friends and family."
30 Jan 2019Customer opinions
Alfred
35-45 years old"John Cachia is very passionate in what he does, he puts your interest & care interest first. I have experience this for myself, John. Is the best adviser I have ever come across. He has help me a lot when no else wouldn't & only for their agenda. John does the best for the client & can be trusted without doubt & I wish him all the best in his eventures. Alfred Borg. "
23 Jan 2019Customer opinions
IAN
56-65 years old"We treat john like a family member he has helped us to grow our finances ready for retirement . He's advice has put us in a good position now that retirement nears. In times when we required some money out of our fund John organised this promptly which took away some of the strain at that time. "
05 Dec 2018Customer opinions
Daniel
35-45 years old"John is knowledgable in a number of financial fields and constantly seeks to grow his knowledge and apply this to his clients. John is trustworthy and makes objective decisions that add value. I highly recommend him."
11 Nov 2018Customer opinions
Anthony
35-45 years old"John is really clear with his explanations and I feel very comfortable with John managing my financials"
09 Nov 2018Customer opinions
Natalie
Under 35 years old"John has been assisting my husband and I for 7 years and in that time he has helped us with everything we have asked of him. He’s knowledge is outstanding and his professionalism and honesty allows me to put my full and complete trust in him. John, thank you for all the effort and work you constantly put in. You are brilliant"
03 Nov 2018Customer opinions
Daniele
Under 35 years old"John has been great over the years, has really helped me and my wife through some tough times. Thanks for getting us back on our feet. Thanks John "
03 Nov 2018Customer opinions
Geoff
56-65 years old"John has been great in helping me through my retirement, even though I sometimes need John to explain things more simply. Even if that means him getting on the whiteboard to draw things visually for me or taking extra to make sure I understand. I always I am in good hands John as he always ensures that he listens to my needs and my questions."
31 Oct 2018Customer opinions
Thomas
Under 35 years old"Excellent service everytime I visit the office. Always keeps it simple and makes it easy to take action on."
31 Oct 2018Customer opinions
Delia
Under 35 years old"Really happy with John's service over the years I have known him. I have also recommended him to family and friends who have also been extremely happy with his services."
22 Oct 2018Customer opinions
Johnny
Under 35 years old"John and his team help us financially through good, honest advice that we clearly understand. Thanks John for always being there us."
22 Oct 2018Customer opinions
Vanessa
Under 35 years old"John Cachia has been my advisor since inception of his business. John is professional, accommodating, friendly and at all times made me feel comfortable with the advice he has given me. I have referred people to John , who have also had the same very successful experience and continue to seek John's professional advice. I will continue to recommend John Cachia as he goes above and beyond to ensure his clients understand their finances and he will always seek to ensure his client's receive the best outcome. It has been an absolute pleasure working with John and I look forward to many more successful years ahead with John as my Financial Advisor. "
19 Oct 2018Customer opinions
Jason & Sandra
35-45 years old"John has been our adviser for many and we really love John honest and caring approach. We feel very comfortable with our investments and insurances being managed by his team as they have always delivered the service we require. We love working with John and his team and would recommend to everyone."
18 Oct 2018Customer opinions
Corey
Under 35 years old"Im couldn’t be more happy with all the efforts that John has gone to help myself understand how i can control my finances. I would definitely recommend his services to all my friends and family "
18 Oct 2018Customer opinions
Josephine
65+ years old"John's knowledge and experience gives me confidence with the advice he provides me. He is passionate about his work and helping clients and this is shown through the advice he provides and his interactions with me . He is always prepared for our meetings and is also always able to explain things in a concise manner. He always makes himself available to answer my questions (either over the phone or face-to-face) and his advice evidences that he understands my needs and has considered all implications. "
18 Oct 2018Customer opinions
Joe & Cathy
56-65 years old"John has been our adviser for many year and we really appreciate him and his teams patient and understanding approach to our specific situation. He ensures that we never leave the room unless we feel comfortable with what we are doing and we feel that John and his team have become more than just our advisers. They genuinely care and go above and beyond what is require. We love John's work and would recommend him to others, in fact we have recommended all our kids to go him. Thanks John"
17 Oct 2018Customer opinions
Peter
56-65 years old"Over many years John has become a friend and confidant and given us advice in areas of investment ,wealth building, managing debt and planning for retirement. John always explains things to us in a simple and clear way, and we have always felt that he had our best interests at heart. Through John's knowledge and experience, we feel very confident that the level of risk that we agreed to embrace and advice given was right for our risk appetite and our age and future retirement plans. We always received John's full care and attention when we needed it." and John and his team are always available and accessable when ever we need his professional attention. We would highly recommend John and his team to anyone who required financial services and we are happy to continue our relationship with John and his team and remain as Johns clients into the future. Regards Peter and Tracy O'Neill"
11 Oct 2018Customer opinions
Liam
Under 35 years old"John has provided help in getting my self the best insurance and management of my super.. his noledge and advise is out standing and am very happy with the service I have received from him so far.. Have recommended him to friends and family."
11 Oct 2018Customer opinions
Louise
35-45 years old"John and his team have been absolutely wonderful to work with. We enjoy working with him and really appreciate John's caring approach to our finances. When we need him he and his a team are always there to hear us out and provide us with great advice. John is so great we have referred him all our friends to him already."
11 Oct 2018Customer opinions
Margaret
56-65 years old"In a Nutshell, John's expertise within the Financial Planning facet, is second to NONE. His communication skills with clients on the outside is EXCELLENT. NO high flaunting words are used all communications are in layman's term. John understands the clients needs and requirements, due to the fact that his memory goes back from day one upon the first meeting with John. John is a Brilliant man to do business with, as we feel very comfortable and relaxed while John goes through various scenarios with an in depth detail of each and every one scenario. I Margaret do not have to rellie on my Husband to explain / clarify any of the contents that was discussed during our meeting with John. John would not allow you to leave the meeting room unless he's satisfied that all understood what has been discussed and and agreed on without pressure and no time limit is allocated for the meeting. We have always received TOTAL care. Attention goes with Johns LOVE in what he's good at. "
10 Oct 2018Customer opinions
Gurbaksh
65+ years old"John has been our financial adviser for years and we feel very comfortable with John’s advice. We appreciate most John’s honest, simplified and clear advice. He and his team always keep us informed and regularly review our situation to improve it for our needs. We trust John appropriate and love working with his team."
10 Oct 2018Customer opinions
Adam
Under 35 years old"John has been great he has always providing with great advice and service. Him and his team have always been there for me when I’ve need. I have referred him to all my friends and will continue to do so. "
09 Oct 2018Customer opinions
Carmela
65+ years old"John and his team have always been there when we need them. I fee very comfortable with John’s advice and he is always there to explain things when I need him to. I would recommend John to anyone we really appreciate his honesty and advice."
09 Oct 2018Customer opinions
Fran
56-65 years old"We like working with John & AFA Group Wealth because they are a friendly, professional group, who go over and beyond what is expected to help cater for our financial planning. We would have no hesitation in recommending anyone to go to them for advice. We found them easy to work with and they gave us advice to meet our needs and make our financial situation much easier to manage. They have put together a strategy to enable us to have the best case scenario for our retirement. They are always working behind the scenes, trying to get the best interest rates and the best superannuation outcome for us. They are always looking at the current financial market both locally and worldwide to give the best possible service and advice to their clients."
08 Oct 2018Customer opinions
Josie
65+ years old"John has been my adviser for many years and I am extremely happy with his service. He and team are very responsive to me needs and always keep me informed of the steps. I really appreciate John and his teams assistance with helping me prepare for retirement. My would recommend to anyone and I cannot praise enough."
05 Oct 2018Customer opinions
Steve
Under 35 years old"I cannot explain how much John has help myself and family in a finacaial aspect. I cant speak highly enough of the help he has offered."
02 Oct 2018Customer opinions
Emily
Under 35 years old"John has given me expert advice to suit my individual financial needs. He keeps me updated and annually reviews my folio to ensure i am updated with better options if they are available."
26 Sep 2018Customer opinions
James
Under 35 years old"John has given me helpful advice on super funds and got me onto the right path for a better future. John is confident and very caring when i needed it."
26 Sep 2018Customer opinions
Mary
65+ years old"John has provided us with peace of mind that our money is doing what we like it do and we are extremely satisfied with the service him and his team provides us. John has always been open and honest through good times and bad, we really appreciate this from John and his team as we know they are are there with us. John and his team are always really available when we need them. We would highly recommend him and his team to others."
26 Sep 2018Customer opinions
julia
Under 35 years old"I can say that John has helped me with my loans, super funds and debts, John was great in explaining things to me. and I feel really confident with the advice that's been given from him, I always have Johns full attentions when ever I call or see him in person."
25 Sep 2018Customer opinions
Kathy
56-65 years old"John is great to deal with & takes as much time as required to ensure there is a complete understanding of options & those that work best based on what I am out to achieve. He also works well with varying levels of financial understanding as he provides advice to other members of my family who are also very satisfied"
19 Sep 2018Customer opinions
David & Fran
35-45 years old"John has been great over the years explaining everything detail to make us feel comfortable in moving head in our life, we always walk out of his office feeling great about the years ahead. What we really appreciate the most is John open and honest approach about life and reminding us of the vision we have in life. Great work John keep it up "
06 Sep 2018Customer opinions
Joe
56-65 years old"John has always been available at the drop off a hat, espeically over the last few years when I have needed through some troubled times. He is always eager to present strategies that may benefit my financial situation and always taking into consider the impacts on my needs now and in the future. My family all utilise John's services and we would recommend him to others. Matter of fact we have already recommended on many occassions. Keep up the good work."
06 Sep 2018Customer opinions
John & Cheryl
65+ years old"John has been great he has always been there for me and my husband, throughout some troubled times and working through our situation to help us better plan for our retirement. We have always feel confident with John and his work. We have recommended others including our children, we look forward to working with John and his team for many years to come."
29 Aug 2018Customer opinions
Michael
56-65 years old"John has always been regularly available to manage our needs and preparing us for retirement. John was always able to explain things to us clearly and in a way that we always felt we understood. We feel very confident in John and that why we have been with him for many years. We have recommended him to others and will continue to recommend him, keep up the good work."
28 Aug 2018Customer opinions
Briguette
35-45 years old"John was recommended to us by my mother and father-in-law. What sets John apart from other Financial Advisers is that he really cares. Each time my husband and I go to see him it is a very personal experience. He has an uncanny ability to remember even the most mundane points / events of our lives . John explains things in terms that are easy to understand. He is patient and he takes the time to ensure things are clear. His expertise is flawless. He is without a doubt the best Financial Adviser we have had and that is why we have remained with him and will remain with him for many many more years and will recommend him without hesitation. "
28 Aug 2018Customer opinions
Andrew
Under 35 years old"John has given me advice on my insurances and super over the years, has assisted me in putting me on the right path to financial independence. John and his team have always been regularly available for my needs. I would recommend him to anyone and I have already recommended him to friends and family. Keep up the good work."
27 Aug 2018Customer opinions
Doreen
56-65 years old"We have been clients of John's for many years and his communication has great and when we need him he attends to it as soon as possible. We have very happy and continue will John for many years come. Great work!"
23 Aug 2018Customer opinions
Dennis
35-45 years old"My wife and I have been clients of John for approximately 2 years now. John is very knowledgeable and a true professional. John is super efficient at responding to our email enquiries at any time of the day especially as we live in the Middle East. He is approachable and has the ability to think outside the square especially for our financial situation. We were recommended to John by my parents who have been long time clients of AFA and have been very satisfied. "
21 Aug 2018Customer opinions
Jim
35-45 years old"John has always provided my family with appropriate advise and has always helped with our queries and uncertainties about finances. My family and I are forever grateful to John."
20 Aug 2018Customer opinions
Sera
35-45 years old"John is very friendly and positive. His professional attitude has always made me feel at ease. His service, knowledge and expertise is outstanding. Thanks so much John for helping us change our lives for the better. "
20 Aug 2018Customer opinions
Johnny
Under 35 years old"John has been great with assisting me with your insurance claim and helping me get through the some tough times. He is always good at pointing me in the right direction. I would recommend to others, actually I already have. Go John!!"
15 Aug 2018Customer opinions
Sirma
35-45 years old"John is very professional and efficient. He actively and compassionately listened to what I wanted to achieve financially and made viable suggestions to help me reach my goal. It is evident that he has the client's best interest at heart and strives for the best outcome possible. "
14 Aug 2018Customer opinions
Suzie
35-45 years old"..."
13 Aug 2018Customer opinions
Dean
Under 35 years old"I have used the services of John for nearly 5 years now. He has been amazing to deal with. Extremely accommodating and swift. "
13 Aug 2018Customer opinions
Trevor
56-65 years old"John has conveyed his knowledge and expertise to me he is trusted and respected person i can rely on for my business dealings with him i would certainly recommend him "
11 Aug 2018Customer opinions
TERESA
46-55 years old"The man to see for all your super needs"
11 Aug 2018Customer opinions
Joanna
Under 35 years old"Thank you John and your team for all the support and guidance. John, the way you have taught us to understand our situation is greatly appreciated and we are amazed by your expertise and knowledge. "
10 Aug 2018Customer opinions
Andrew
Under 35 years old"Very professional and supportive. Always explains processes, procedures and expected outcomes. Always follows up any queries and keeps in contact for a catch up."
10 Aug 2018Customer opinions
Daniel
Under 35 years old"John has helped my business grow substantially in the past 8 years. His advice also helped me understand the fundermentals of saving and investing the correct way. He also has established a personal financial plan that enabled me to understand what I need to do moving forward with my life and expenses I need to plan for. John in my oppinion is by far the most experienced financial advisor in the business."
10 Aug 2018Customer opinions
Danny
35-45 years old"John is very focused on meeting my needs and delivering the services and products to match. He is approachable and listens to feedback. John's knowledge of the industry is extensive and he is always looking at new ideas to improve his business and service."
10 Aug 2018Customer opinions
Natalie
35-45 years old"John is a trustworthy Financial planner that I trust and has always done what’s in my best interest. I’d recommend John to others."
10 Aug 2018Customer opinions
Levent
35-45 years old"John is the best financial adviser I have engaged with, he is knowledgeable, understanding and passionate. He has assisted my family with achieving our financial goals and I would highly recommend John to anyone that requires assistance with their finances. I can't thank John and his team enough for what they have done, they are by far the most professional individuals I have dealt with."
10 Aug 2018Customer opinions
Chris
Under 35 years old"Most importantly John cares about his clients. Johns ability to couple this together with his level of expertise and professional advice, makes him a market leading Financial Adviser. I regularly refer John and his practice to many of my friends and clients. Keep up the great work! "
10 Aug 2018Customer opinions
John
Under 35 years old"I have been John's client for over 7 years and have enjoyed working with me as he has educated me with my money well providing me advice that is appropriate for my needs. I can't have recommended many times over the years and will continue to do so."
09 Aug 2018Customer opinions
Dolores
56-65 years old"John is very understating of our financial needs and is helping us to achieve an early retirement. He is very knowledgeable and very attentive to all our needs. It is an absolute pleasure dealing with John."
07 Aug 2018Customer opinions
Chris
Under 35 years old"Caring individual who goes beyond what he needs to, to help his clients "
04 Aug 2018Customer opinions
Jackie
35-45 years old"I have been a client of Johns for 5 years now though I don’t just feel like a client as John is so approachable and easy to talk to, he makes me feel comfortable and has always explained everything to a level where I understand. My financial level has changed over the years but I always still get the same quality of service. I highly recommend John and his team."
04 Aug 2018Customer opinions
Joe
35-45 years old"I enjoy meeting with John he is fantastic in what he does. He gives me good advice and puts me in the right direction. I would recommend john to anyone "
27 Jul 2018Customer opinions
Stefan
Under 35 years old"John has helped me for 8 years. He has helped me with my financial planning and my future goals, I recommend him to anyone at any age who needs financial assistance. "
26 Jul 2018Customer opinions
Catherine
65+ years old"I have been working with John for a few years now and have found him to be very insightful when it comes to my personal needs. He has helped me through the maze of I'll health insurance claims planning for retirement sorting through my husband's illness and subsequent passing and my lifestyle planning for a comfortable future. "
20 Jul 2018Customer opinions
Anne
56-65 years old"John is always checking my investments and super contributions checking on their progress. He keeps me informed especially if I'm close to limit of super contributions and gives me plenty of time if I need to make ammendments/changes."
18 Jul 2018Customer opinions
Rob
35-45 years old"Thanks John for making everything quick and easy for me. "
17 Jul 2018Customer opinions
Lou
35-45 years old"John was great to deal with, he kept me up to date the whole step of the way. I would highly recommend John."
17 Jul 2018Customer opinions
Samuel
Under 35 years old"Absolute exceptional service and very prompt with all responses. The communication stream was spot and and Johns ability to be flexible to suit my schedule was fantastic. I've worked with other providers before and I've never been this happy and I've already reccomended him to others. "
12 Jul 2018Customer opinions
Rosie
35-45 years old"I have found John to be both professional and attentive in his approach in dealing with our finances. His ability to explain things clearly has helped us immensely. Would highly recommend his services. "
11 Jul 2018Customer opinions
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